how the postponement of payments could penalize you

Capital: What exactly changes the ordinance adopted by the Council of Ministers for employee savings plans for the French?

Benjamin Pedrini, co-founder of Epsor: The payment of profit-sharing and participation bonuses should normally be made on the first day of the sixth month following the end of the company’s financial year, generally at the end of the year. These premiums are therefore usually paid in April or May and before June 1. The possibility of postponing these payments until December 31 should make it possible to respond to the cash flow problems that certain companies must manage in the short term.

Capital: Beyond a loss of immediate purchasing power, how can these possible deferrals penalize employees?

Benjamin Pedrini: On social networks, we have seen many people who say to themselves: “Why should we have a drink?” There is a lot of misunderstanding, especially since some employees are currently in partial activity and their incomes will fall. The payment of the premium is therefore very important for them.

>> Read – Employee savings: your company will be able to postpone the payment of premiums at the end of the year

There are two ways of looking at it. By hooly-finance.com his incentive bonus today, an employee may have the impression of taking risks. If so, I would tend to advise him to invest in security profiles. An employee who receives his premium today risks hooly-finance.com blindly, knowing that between the day he makes the choice to invest and the time when the funds are actually invested, there can be two or even three weeks, even as the financial markets are doing yoyo right now. Conversely, when you receive your bonus at the end of the year, you can imagine that the markets will be more stable. But hooly-finance.com at the end of the year can also be considered as a loss of opportunities when it is possible to think that by acting today, it would fall as low as possible.

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